Most loan products can be done for Full Documentation, Stated Income, No Doc, Self-employed, Slow/Bad Credit borrowers.  Loan program offerings include the following:

• Fixed Rate Loans - long-term loans made for the purchase of a home. Most loans have 30-year or 15-year fixed terms, with 10, 20, and 25 year terms also available. Many 100% financing and 80/20 programs make getting into a house even easier. Down payment assistance available.
• Adjustable Rate Mortgage (ARM) Loans - An ARM is a loan with an interest rate that is adjusted periodically to reflect changes in a specified financial index. Options include one-year ARM, 3/1 ARM and 5/1 ARM, 7/1 ARMS.   The most popular ARM programs recently have been Interest Only or LIBOR loans.
• Jumbo Loans - Jumbo Loans exceed the conforming loan limit set by Fannie Mae and Freddie Mac of $333,700. These loans are also available with most fixed and ARM products, as well as the increasingly popular Option ARM program.
• FHA Loans - FHA Loans require only 3% down, which can be from a down payment assistance grant, with the seller allowed to pay closing and prepaid costs. FHA loans offer 15-year or 30-year terms as well as 1, 3, or 5yr ARMS. VA loans are also available as well as FHA Streamlines.
• Home Equity Lines –allow you to use the current equity in your home toward home improvements, a boat or other recreational vehicle, debt consolidation, unforeseen medical bills, college, etc.

Many other loan programs are available. Please call/email Gary with questions on these loan programs or for other financing options available.